Wellness

LONG TERM DISABILITY INSURANCE

The Elementary Teachers’ Federation of Ontario is the policyholder for its members’ LTD plan. OTIP is the recognized administrator for the plan and the insurance carrier is Manulife.

Effective November 1, 2013, our LTD plan is mandatory for members commencing employment. Premiums for the plan are taken through payroll deduction and will commence with your first paycheque of the school year.

Our LTD plan design is:

Policy Number:                   48079
Plan Number:                     901
Waiting Period:                  110 working days, or expiration of sick leave
Benefit Level:                     55% of monthly earnings
COLA:                                CPI to a maximum of 2%, starting after two years
Termination:                       Earliest of age 65 or the date the member is first entitled to at least a 62% unreduced service pension
 

Frequently Asked Questions

On September 23, 2013, Teacher Local Presidents attended a training session regarding the ETFO Provincial LTD Plan. View the updated FAQ document which was created in response to questions received at that session. 

Follow this link to the document ~ LTD FAQ

Additional programs available through our policy include:

  • PosAction Plus ~ Up to 12 hours of face-to-face confidential counselling per year. Call 1-800-668-0193. 

  • CAREpath ~ Your Cancer Assistance Program. Helping you navigate the complex heath care system so you and your family members who are newly-diagnosed with cancer or have a cancer recurrence can receive the very best cancer-related treatment and support.

  • Feeling Better Now ~ a Web-based mental health care program designed to assist in the prevention, early diagnosis and ongoing management of common emotional and mental health issues

Link to Standard Life Website and frequently used claim forms:  Standard Life

If you have any questions, or need any plan, group insurance or help with certificate numbers please call Dave at the Federation office, (519) 753 9291.